Frequently Asked Questions

Yes, all drivers in Oklahoma are required to have at least the minimum liability coverage as defined by state law. 

Driving without insurance can lead to fines, suspension of your driver's license, and vehicle impoundment. 

Yes, many insurance companies offer various discounts. These can include good student discounts, safe driver discounts, and multi-policy discounts. 

Oklahoma law requires drivers to have minimum liability insurance including $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. 

To save on premiums, compare quotes, bundle policies, maintain a clean driving record, take advantage of discounts, and consider higher deductibles if feasible. 

Auto insurance protects you financially in accidents and ensures compliance with state laws. It covers damages to others caused by you and can cover your vehicle for non-collision incidents. 

The UVED Program uses technology to identify uninsured vehicles, helping to increase insurance compliance and road safety. 

Ensure safety, call 911 if necessary, exchange information, take scene photos, and notify your insurance company. 

It's wise to review your insurance options every one to two years or after significant life changes to ensure you're getting the best deal. 

Discounts may be available for safe driving, vehicle safety features, multiple policies, and more. Check with your insurer for specific discounts in Oklahoma. 

Consider factors such as your vehicle value, driving habits, financial situation, and the likelihood of non-collision damage to ensure comprehensive protection.